Change your health insurance provider quickly and easily – all information and tools in one place.
A mistake when changing your health insurance can lead to financial burdens and limited healthcare.
Find out how to avoid these problems.
Your bill will be delayed, you may pay twice or lose your cover.
Your needs are not covered and treatment is not provided.
You may pay more premiums and put a strain on your household budget.
It is impossible to have an overview of all insurance policies.
The change is perceived as complicated and time-consuming.
In addition, there is often a lack of support.
Loss of current cover and no access to new supplementary insurance.
With Foxana, you can change your health insurance provider quickly and easily – and save money in the process. Start your comparison now and find the best option for you!
Take the opportunity to get the best possible cover and save money at the same time – our simple and transparent comparison portal will help you find the right health insurance in no time at all.
Access to better medical services that are tailored to your needs.
A targeted switch can significantly reduce your premiums, which can save you a lot of money in the long term.
A well-chosen health insurance company not only offers you premium savings but also better cover.
Thanks to the comparison portal and support from experts, the switching process is simple and stress-free.
Create a solid basis for your future healthcare and financial security.
Support you in canceling your insurance correctly and on time.
There are often considerable differences in benefits and costs, which you can make the most of by making a targeted switch. With Foxana, you can find the health insurance company that offers you the most benefits, not only financially but also in terms of health, and that insures you well, in just a few minutes
Prepare your change of health insurance provider with our simple termination templates. Download them, fill them out and send them to your health insurance company. This will make your switch quick and error-free.
Ready to change your health insurance but unsure about the details? We’ll answer all your questions in our FAQ section. Find out everything you need to know about notice periods, the right way to switch and how you can save money. Our expert tips will make the switching process simple and clear for you.
In Switzerland, you must cancel your health insurance (basic insurance) no later than the last working day in November for the change to take effect in the new year.
Supplementary insurance usually has a three-month notice period to the end of the year; if you have a multi-year contract, you can cancel after three full years of insurance with three months’ notice.
Ordinary health insurance with a standard model (no alternative insurance model) and a deductible of CHF 300 can also be terminated with three months’ notice at the end of June and you can choose a new health insurance company from July 1.
Please note that the notice of termination must be received by your old health insurance company by the last working day at the end of March.
When changing supplementary insurances, you must ensure that you do not cancel existing supplementary insurances before you have confirmation of acceptance from the new health insurance company.
As a rule, you have to fill out a health questionnaire for supplementary insurance and are not entitled to acceptance by the health insurance company.
Your notice of termination for compulsory basic insurance must be received by your current health insurance company by registered mail by the last working day in November at the latest if you wish to switch at the end of the year.
For voluntary supplementary insurance, the last date for termination is the end of September.
Yes, when you change your basic insurance, you can also change your deductible when you change your health insurance company.
This is often a good opportunity to review your costs and choose a deductible that better suits your current state of health and financial budget.
If you don’t switch health insurers in time, you could be tied to your old health insurer for another year.
This could mean that you pay higher premiums than necessary.
A carefully planned change of health insurance can improve your long-term security through better benefits and reduced costs.
It is important that you compare the premiums and benefits of different health insurance companies to ensure that your new choice improves your financial situation and meets your needs.
The highest deductible of CHF 2,500 makes sense if you are healthy and expect to use few medical services in a year.
The high deductible can significantly reduce your monthly premiums.
However, think carefully about whether you can pay the high deductibles in an emergency.
When switching health insurance companies, you can save on premiums by comparing different insurers and choosing the right insurance model for you.
You can opt for a higher deductible to reduce your monthly premiums.
Also consider whether it is worth switching to another insurer in Switzerland that offers lower premiums.
The Federal Office of Public Health (FOPH) monitors the health insurance companies in Switzerland and approves the premiums set by the insurers.
It ensures that the premiums are fair and transparent.
Premium changes for the new year are usually announced in October, so you have the opportunity to make the best decision for you before the notice period ends in November.
Do you have any questions or would you like a quote? Then write to us! We are happy to help you.
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