We'll show you how you can save on taxes.

Foxana is smart and saves taxes. You can do the same! In any case, you can deduct several contributions from your net income. Foxana shows you the options.

3 tips on how to Save taxes can.

There are many tax deductions you can make. Here are three examples that are possible for almost everyone.

Payment into pillar 3a

Pay into your pillar 3a or pension fund. This is often where you save the most tax.

Insurances

Deduct premiums for health, accident and life insurance from your taxable income.

Professional expenses and further training

You can deduct costs for further training, commuting, lunch or work-related expenses up to a maximum.

Save taxes made easy!

Not quite sure yet? Depending on the canton, you have to take different conditions into account when making deductions. We’ll be happy to take care of everything. We’ll get your taxes down to the minimum. All you have to do is send us the necessary documents by post, email or WhatsApp.

In 3 steps Save taxes

Foxana knows where you can save. Have your tax return completed by our experts at a reasonable price.

Fill in the contact form and send it off. We will get back to you afterwards.

Submit documents

Give us the necessary documents. By e-mail, Whatsapp or in person.

Lean back & let us do it

Your tax return will be completed professionally and on time.

Save taxes in your canton.

Donations pay off

Donations are doubly worthwhile: they are good for your conscience and for your taxes. Depending on the canton you can deduct up to 20% of your net salary for charitable donations – normally from as little as CHF 100 per year.

Breaking tax progression

Higher incomes pay more tax as a percentage. In Zurich, you pay 6.3% at CHF 50,000 and 15.2% at CHF 200,000. Other cantons already have higher rates at CHF 50,000 (Bern: 15.1%). Pay into pillar 3a, for example, to break the tax progression.

Deposit as early as possible

Late payment may incur interest on arrears of up to 8%. Early tax payment can be worthwhile: In some cantons, there is a discount on an advance payment. In other cantons, you even receive interest on your personal tax account.

The most frequently asked questions & answers about Save taxes.

Depending on your canton of residence, use all deductions that are feasible and pay as much as possible into pillar 3a or your pension fund. If possible, move to a canton or municipality where the tax rate is lower.

  1. Insurance premiums: Premiums for health, accident and life insurance
  2. Accident and medical costs: contributions that are not covered by insurance, such as deductibles and excesses
  3. Further training: Further vocational training, except initial training
  4. Travel costs: Costs for commuting to work by public transport, bicycle or, under certain circumstances, by car can be deducted.
  5. Second job: Income from a second job is taxable, but you can deduct 20% of it up to a limit as professional expenses.
  6. Professional expenses: Other professional expenses such as work clothes, meals, computers and specialist books
  7. Pillar 3a & pension fund: Amounts for pillar 3a and BVG purchases
  8. Children: Fixed amounts for children who are minors or in education
  9. Donations and party contributions: Charitable donations and contributions to political parties.
  10. Debts: Debt interest for loans or mortgages, but not for leasing.

The amount you save depends on where you live, your salary and the amount you pay in. Rule of thumb: You will save around 30 percent of your 3a payment in taxes.

Example Canton Bern / 120’000.- income: With a maximum annual payment (7065.-) you save 2564.-

Make tax deductions for mortgage interest, maintenance costs and repairs. Certain investments and debt interest are also deductible. Each year: compare the possible lump sum and the real maintenance costs of your property, deduct the higher amount. Use pillar 3a for indirect mortgage amortization, as you can deduct the 3a amounts again for tax purposes. Plan major renovations with tax experts and spread the costs over several years. Eco-investments are tax-deductible. Keep receipts for value-enhancing investments to deduct them from property gains tax. Adjust the imputed rental value if necessary (e.g. after children move out).

Married couples often pay more tax than unmarried couples with the same income. This is due to joint taxation, which triggers a higher income bracket and therefore higher tax rates. This particularly affects couples where both earn well. Advantage: If there are large differences in income between the partners, the tax burden can be lower. Reforms to abolish the marriage penalty are planned.

Do you have another question that has not been answered above? Then simply get in touch with us!
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There are so many possibilities, Save taxes - But what's the best way?

With Foxana by your side, tax optimization becomes child’s play. Our expertise enables you to identify and take advantage of specific tax benefits and deductions. In addition, we offer helpful tips and advice on preparing your tax return so that you can take advantage of all the possibilities.

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